Credit Score

A quick credit score assessment can open up your financial horizons, putting you on the road to reducing your debt. Find out your credit score today and apply for credit products with confidence, knowing where you stand.

No effect on your credit history
It's fast, free and easy. No need to login.
Get monthly updates in our mobile app.

Get your credit score now

We have been unable to retrieve your credit score. Please confirm your details are correct and try again.
Due to security reasons, we will be unable to provide you your credit score if you do not have a valid driver’s licence.

Your driver's licence state

By clicking 'Get My Free Credit Score Now', I authorise Credit Place Pty Limited (Credit Place) to obtain my credit score & credit file from Experian Australia Credit Services Pty Limited (Experian). I acknowledge and accept Pioneer Credit Ltd's Privacy Policy & Credit Place's Terms of Use. I consent to being contacted by Credit Place, Experian and their related entities, and for them to use and disclose my personal information for business and marketing purposes. I can opt-out of direct marketing by any of the above entities by contacting the entities at any time.

What does your credit score mean?

Below Average

Be careful as you may be at risk experiencing an adverse event such as a default, bankruptcy or court judgment in the next 12 months. Don't panic, sometimes simple changes can make a world of difference. We're here to help increase your credit score so that overtime you will be on your way to achieving your financial goals.


Your credit score is similar to that of the average Australian. Although average might not sound too exciting it is a good enough score for you to achieve your financial goals. Our goal is to help you achieve a good credit score. To get you there, avoid any financial pitfalls over the next 12 months that could lower your score.


Well done! You have a good credit score which means your odds of keeping a clean credit report over the next 12 months are better than most Australians. Keep up the good work and discover how to take your credit score to the next level.

Very Good

Great work! With such a good credit score, you're joining some of Australia's credit score elite, outperforming most Australians. This means you have the luxury of more financial freedom than most. Keep up the great work and continuing working towards achieving an excellent score!


Congratulations on your fantastic credit score! You and a select number of Australians are leading the credit score world by example. Having such a high score means your financial health appears to be in great shape, granting you an excellent chance of accessing better financial offers.

Credit Score FAQ

What is a credit score?
Who is Experian?
Can I get a better deal using this service?
Does using this service affect my credit history?
What do you do with my information?
Why is my score so low?
How often can I check my credit score?
Are credit scores from different bureaus the same?
Why don’t I have a credit score with Credit Place or Experian
What if I don’t have a driver’s licence